The Blue Sky RV Insurance program has put years of RV insurance experience to work in designing exciting and innovative RV insurance coverage options such as Diminishing Deductible Express – earning your claims free reward in half the time of most RV insurance policies!
With the Blue Sky Diminishing Deductible Express option, every loss-free year your Comprehensive and Collision deductibles are reduced by 50%. After two years of loss-free experience, your deductible is reduced to $0 in the event of a loss to your recreational vehicle.
RV Insurance Claim Example:
While travelling down the highway, a deer runs in front of your recreational vehicle causing extensive damage. This is the first claim you have had to make in the 2 years since purchasing the RV. Traditional RV Insurance would require payment of your $500 collision deductible as part of the loss settlement. The Diminishing Deductible Express option offered by the Blue Sky RV Insurance program would have reduced your deductible by 50% the first loss free year and the remaining 50% for the second loss free year. Since there has been 2 consecutive years with no collision claims, you are out of pocket $0 – a savings of $500 over traditional RV Insurance!
Innovative RV Insurance
* Not all RV insurance coverages are available in all states. The above descriptions are just summary descriptions of the coverage; they are not intended to replace the policy that is provided to you. Coverages can be different from state to state.